:root {
  --ink: #182334;
  --ink-soft: #5f6f84;
  --surface: #ffffff;
  --surface-muted: #f5f7fa;
  --surface-warm: #f7f8fa;
  --line: #dce3eb;
  --gold: #e46c2a;
  --sage: #27445d;
  --teal: #235a96;
  --accent-soft: #fff4ee;
  --danger: #9f2d2d;
  --shadow: 0 12px 32px rgba(24, 35, 52, 0.08);
  --radius: 8px;
  --max: 1180px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  color: var(--ink);
  background: var(--surface-warm);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.6;
  letter-spacing: 0;
}

body.nav-open {
  overflow: hidden;
}

img,
svg {
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

button,
input,
select {
  font: inherit;
}

.site-header {
  position: fixed;
  z-index: 20;
  top: 0;
  left: 0;
  right: 0;
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 18px;
  width: min(100% - 40px, var(--max));
  margin: 14px auto 0;
  padding: 8px 10px;
  color: #ffffff;
  background: rgba(14, 24, 38, 0.66);
  border: 1px solid rgba(255, 255, 255, 0.16);
  border-radius: var(--radius);
  box-shadow: 0 10px 30px rgba(5, 12, 22, 0.12);
  backdrop-filter: blur(14px);
  transition: background 180ms ease, border 180ms ease, color 180ms ease, box-shadow 180ms ease;
}

.site-header.is-scrolled {
  color: var(--ink);
  background: rgba(255, 255, 255, 0.96);
  border-color: rgba(20, 33, 61, 0.12);
  box-shadow: 0 10px 28px rgba(20, 33, 61, 0.08);
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  min-width: 0;
}

.brand-mark {
  display: grid;
  place-items: center;
  width: 36px;
  height: 36px;
  color: #ffffff;
  background: var(--ink);
  border: 2px solid var(--gold);
  border-radius: var(--radius);
  font-size: 0.92rem;
  font-weight: 800;
}

.brand strong,
.brand small {
  display: block;
  white-space: nowrap;
}

.brand small {
  color: currentColor;
  opacity: 0.72;
  font-size: 0.78rem;
}

.site-nav {
  justify-self: end;
  display: flex;
  align-items: center;
  gap: 18px;
  font-size: 0.92rem;
}

.site-nav a {
  opacity: 0.86;
}

.site-nav a:hover {
  opacity: 1;
}

.header-cta {
  justify-self: end;
  padding: 9px 14px;
  color: #ffffff;
  background: var(--gold);
  border-radius: var(--radius);
  font-weight: 700;
  box-shadow: 0 8px 18px rgba(228, 108, 42, 0.18);
}

.nav-toggle {
  display: none;
  width: 44px;
  height: 44px;
  padding: 0;
  color: currentColor;
  background: transparent;
  border: 1px solid currentColor;
  border-radius: var(--radius);
}

.nav-toggle span {
  display: block;
  width: 18px;
  height: 2px;
  margin: 4px auto;
  background: currentColor;
}

.hero {
  position: relative;
  min-height: 86vh;
  color: #ffffff;
  overflow: hidden;
}

.hero-media,
.hero-media img,
.hero-overlay {
  position: absolute;
  inset: 0;
}

.hero-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: 54% center;
  filter: grayscale(0.72) sepia(0.18) saturate(0.78) brightness(0.76) contrast(1.12);
}

.hero-overlay {
  background:
    radial-gradient(circle at 72% 42%, rgba(228, 108, 42, 0.24), transparent 35%),
    linear-gradient(90deg, rgba(12, 22, 36, 0.96), rgba(12, 22, 36, 0.8) 46%, rgba(12, 22, 36, 0.3)),
    linear-gradient(180deg, rgba(12, 22, 36, 0.12), rgba(12, 22, 36, 0.78));
}

.hero-inner {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 1fr) 380px;
  align-items: end;
  gap: 44px;
  width: min(100% - 40px, var(--max));
  min-height: 86vh;
  margin: 0 auto;
  padding: 132px 0 54px;
}

.hero-copy {
  max-width: 720px;
  padding-bottom: 18px;
}

.eyebrow {
  margin: 0 0 12px;
  color: var(--gold);
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0;
  text-transform: uppercase;
}

h1,
h2,
h3,
p {
  overflow-wrap: anywhere;
}

h1,
h2,
h3 {
  margin: 0;
  line-height: 1.08;
}

h1 {
  max-width: 760px;
  font-size: 4.2rem;
  font-weight: 820;
}

h2 {
  font-size: 2.2rem;
}

h3 {
  font-size: 1.12rem;
}

.hero-lead {
  max-width: 670px;
  margin: 24px 0 0;
  color: rgba(255, 255, 255, 0.86);
  font-size: 1.18rem;
}

.partner-lockup {
  display: inline-flex;
  align-items: center;
  gap: 11px;
  max-width: 100%;
  margin: 18px 0 0;
  padding: 8px 11px;
  color: var(--ink);
  background: #ffffff;
  border: 1px solid rgba(255, 255, 255, 0.5);
  border-radius: var(--radius);
}

.partner-lockup span {
  color: var(--gold);
  font-size: 0.68rem;
  font-weight: 900;
  text-transform: uppercase;
}

.partner-lockup img {
  width: 108px;
  max-width: 42vw;
  height: auto;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin: 34px 0 0;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  min-height: 48px;
  padding: 13px 18px;
  border: 1px solid transparent;
  border-radius: var(--radius);
  cursor: pointer;
  font-weight: 800;
  text-align: center;
  transition: background 160ms ease, border-color 160ms ease;
}

.button:hover {
  filter: brightness(0.98);
}

.button svg {
  width: 19px;
  height: 19px;
  fill: none;
  stroke: currentColor;
  stroke-width: 2;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.button-primary {
  color: #ffffff;
  background: var(--gold);
  box-shadow: none;
}

.button-secondary {
  color: #ffffff;
  background: rgba(255, 255, 255, 0.08);
  border-color: rgba(255, 255, 255, 0.28);
}

.button-light {
  color: var(--ink);
  background: #ffffff;
}

.button-full {
  width: 100%;
}

.hero-proof {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
  max-width: 700px;
  margin: 44px 0 0;
}

.hero-proof div {
  padding: 18px;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.16);
  border-radius: var(--radius);
}

.hero-proof dt {
  font-weight: 850;
}

.hero-proof dd {
  margin: 4px 0 0;
  color: rgba(255, 255, 255, 0.72);
  font-size: 0.9rem;
}

.lead-panel,
.service-card,
.step,
.benefit-grid article,
.reference-panel,
.price-panel,
.social-card {
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--surface);
  box-shadow: none;
}

.lead-panel {
  color: var(--ink);
  padding: 26px;
  box-shadow: var(--shadow);
}

.lead-panel h2 {
  font-size: 1.7rem;
}

.lead-panel p {
  margin: 10px 0 20px;
  color: var(--ink-soft);
}

.lead-form {
  display: grid;
  gap: 13px;
}

.lead-form label {
  display: grid;
  gap: 7px;
  color: var(--ink);
  font-size: 0.9rem;
  font-weight: 700;
}

.lead-form input,
.lead-form select {
  width: 100%;
  min-height: 46px;
  padding: 10px 12px;
  color: var(--ink);
  background: var(--surface-muted);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  outline: none;
}

.lead-form input:focus,
.lead-form select:focus {
  border-color: var(--teal);
  box-shadow: 0 0 0 3px rgba(24, 99, 220, 0.14);
}

.checkbox {
  grid-template-columns: 18px minmax(0, 1fr);
  align-items: start;
  gap: 10px;
  color: var(--ink-soft);
  font-size: 0.82rem;
  font-weight: 500;
}

.checkbox input {
  width: 18px;
  min-height: 18px;
  margin: 2px 0 0;
}

.form-status {
  min-height: 22px;
  margin: 0;
  color: var(--sage);
  font-size: 0.9rem;
  font-weight: 700;
}

.section {
  padding: 96px 0;
}

.section-inner {
  width: min(100% - 40px, var(--max));
  margin: 0 auto;
}

.section-heading {
  max-width: 760px;
  margin: 0 0 36px;
}

.section-heading.narrow {
  max-width: 670px;
  text-align: center;
  margin-left: auto;
  margin-right: auto;
}

.section-heading p:not(.eyebrow) {
  margin: 16px 0 0;
  color: var(--ink-soft);
  font-size: 1.06rem;
}

.service-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}

.service-card {
  min-height: 236px;
  padding: 26px;
  box-shadow: none;
  transition: border-color 160ms ease, background 160ms ease;
}

.service-card:hover {
  border-color: rgba(35, 90, 150, 0.32);
  background: #fbfcfe;
}

.service-icon {
  display: grid;
  place-items: center;
  width: 46px;
  height: 46px;
  margin-bottom: 24px;
  color: var(--teal);
  background: #edf3fa;
  border-radius: var(--radius);
}

.service-icon svg {
  width: 25px;
  height: 25px;
  fill: none;
  stroke: currentColor;
  stroke-width: 2;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.service-card p,
.step p,
.benefit-grid p,
.reference-panel p,
.price-panel p,
.about p,
.social-card p {
  color: var(--ink-soft);
}

.pension {
  background: #ffffff;
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}

.pillar-calculator {
  display: grid;
  grid-template-columns: 0.92fr 1.08fr;
  gap: 18px;
  padding: 26px;
  background: linear-gradient(180deg, #ffffff, #fbfcfe);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: none;
}

.pillar-form {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
  align-content: start;
}

.pillar-form label {
  display: grid;
  gap: 7px;
  color: var(--ink);
  font-size: 0.86rem;
  font-weight: 700;
}

.pillar-form input,
.pillar-form select {
  width: 100%;
  min-height: 46px;
  padding: 10px 12px;
  color: var(--ink);
  background: var(--surface-muted);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  outline: none;
}

.pillar-form input:focus,
.pillar-form select:focus {
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(228, 108, 42, 0.16);
}

.switch-row {
  grid-column: 1 / -1;
  grid-template-columns: 22px minmax(0, 1fr);
  align-items: center;
  padding: 12px 14px;
  background: #ffffff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
}

.switch-row input {
  width: 20px;
  min-height: 20px;
  accent-color: var(--gold);
}

.value-mode {
  grid-column: 1 / -1;
  display: flex;
  flex-wrap: wrap;
  gap: 12px 18px;
  margin: 0;
  padding: 14px;
  background: #ffffff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
}

.value-mode legend {
  width: 100%;
  color: var(--ink-soft);
  font-size: 0.8rem;
  font-weight: 800;
}

.value-mode label {
  display: inline-flex;
  grid-template-columns: none;
  align-items: center;
  gap: 8px;
  color: var(--ink);
}

.value-mode input {
  width: 16px;
  min-height: 16px;
  accent-color: var(--gold);
}

.pillar-summary {
  display: grid;
  align-content: start;
  gap: 14px;
  padding: 24px;
  background: #ffffff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
}

.pillar-summary h3 {
  font-size: 2.2rem;
}

.pillar-summary p:not(.eyebrow) {
  margin: 0;
  color: var(--ink-soft);
}

.pillar-summary dl {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 10px;
  margin: 6px 0 0;
}

.pillar-summary dl div {
  padding: 12px;
  background: var(--surface-muted);
  border: 1px solid var(--line);
  border-radius: var(--radius);
}

.pillar-summary dt {
  color: var(--ink-soft);
  font-size: 0.76rem;
  font-weight: 800;
}

.pillar-summary dd {
  margin: 3px 0 0;
  color: var(--ink);
  font-weight: 900;
}

.pillar-results {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
  align-self: start;
}

.pillar-result {
  position: relative;
  display: flex;
  flex-direction: column;
  min-height: 138px;
  padding: 20px;
  color: var(--ink);
  background: linear-gradient(180deg, #ffffff, #f9fbfd);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  overflow: hidden;
}

.pillar-result::before {
  position: absolute;
  content: "";
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: var(--teal);
}

.pillar-one {
  background: linear-gradient(180deg, #ffffff, rgba(39, 68, 93, 0.055));
}

.pillar-one::before {
  background: var(--sage);
}

.pillar-two {
  background: linear-gradient(180deg, #ffffff, rgba(35, 90, 150, 0.055));
}

.pillar-two::before {
  background: var(--teal);
}

.pillar-three {
  background: linear-gradient(180deg, #ffffff, rgba(228, 108, 42, 0.07));
}

.pillar-three::before {
  background: var(--gold);
}

.pillar-result span,
.pillar-result em,
.pillar-result small {
  display: block;
  position: relative;
  z-index: 1;
}

.pillar-result span {
  color: var(--ink);
  font-size: 0.95rem;
  font-weight: 850;
}

.pillar-result em {
  margin-top: 2px;
  color: var(--ink-soft);
  font-size: 0.78rem;
  font-style: normal;
  line-height: 1.35;
}

.pillar-result strong {
  display: block;
  margin: 12px 0 6px;
  color: var(--ink);
  font-size: 1.85rem;
  line-height: 1.1;
  position: relative;
  z-index: 1;
}

.pillar-result small {
  margin-top: auto;
  color: var(--ink-soft);
  font-size: 0.83rem;
  line-height: 1.42;
}

.pillar-output-grid {
  grid-column: 1 / -1;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
}

.pillar-output-card {
  min-height: 350px;
  padding: 22px;
  background: #ffffff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
}

.chart-heading {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  margin-bottom: 18px;
}

.chart-heading h3 {
  color: var(--gold);
  font-size: 1.08rem;
}

.chart-heading span {
  display: grid;
  place-items: center;
  width: 22px;
  height: 22px;
  color: #ffffff;
  background: #8d96a3;
  border-radius: 999px;
  font-size: 0.78rem;
  font-weight: 900;
}

.pension-donut {
  width: 168px;
  height: 168px;
  margin: 2px auto 18px;
  background: conic-gradient(var(--gold) 0 60%, var(--teal) 60% 84%, #687280 84% 100%);
  border: 10px solid #ffffff;
  border-radius: 50%;
  box-shadow: inset 0 0 0 1px rgba(24, 35, 52, 0.08), 0 0 0 1px var(--line);
}

.pillar-legend {
  display: grid;
  gap: 8px;
  color: var(--ink-soft);
  font-size: 0.88rem;
}

.pillar-legend.compact {
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 7px;
  font-size: 0.78rem;
}

.pillar-legend div {
  display: flex;
  align-items: center;
  gap: 7px;
  min-width: 0;
}

.pillar-legend strong {
  margin-left: auto;
  color: var(--ink);
}

.pillar-legend i {
  width: 11px;
  height: 11px;
  border-radius: 2px;
  flex: 0 0 auto;
}

.legend-first,
.goal-first,
[data-pillar-bar="first"] {
  background: var(--gold);
}

.legend-second,
.goal-second,
[data-pillar-bar="second"] {
  background: var(--teal);
}

.legend-third,
.goal-third,
[data-pillar-bar="third"] {
  background: #687280;
}

.legend-total {
  background: #8aaa3a;
}

.savings-chart {
  width: 100%;
  min-height: 190px;
}

.savings-chart text {
  fill: var(--ink-soft);
  font-size: 11px;
  font-weight: 700;
}

.savings-chart .chart-grid {
  stroke: rgba(24, 35, 52, 0.12);
  stroke-width: 1;
}

.savings-chart .line-second {
  fill: none;
  stroke: var(--teal);
  stroke-width: 3;
}

.savings-chart .line-third {
  fill: none;
  stroke: #687280;
  stroke-width: 3;
}

.savings-chart .line-total {
  fill: none;
  stroke: #8aaa3a;
  stroke-width: 4;
}

.goal-chart {
  display: grid;
  grid-template-columns: 54px minmax(0, 1fr);
  gap: 12px;
  min-height: 190px;
}

.goal-scale {
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  color: var(--ink-soft);
  font-size: 0.72rem;
  font-weight: 800;
  text-align: right;
}

.goal-plot {
  position: relative;
  display: grid;
  align-content: end;
  min-height: 190px;
  padding: 0 8px 26px;
  background:
    linear-gradient(rgba(24, 35, 52, 0.11) 1px, transparent 1px),
    #ffffff;
  background-size: 100% 38px;
  border-left: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}

.goal-stack {
  display: flex;
  align-items: stretch;
  height: 96px;
  width: 76%;
  margin: 0 auto;
  overflow: hidden;
  border-radius: 4px 4px 0 0;
}

.goal-stack i {
  display: block;
  width: 0;
  min-width: 0;
  transition: width 180ms ease;
}

.goal-target {
  position: absolute;
  left: 8px;
  right: 8px;
  bottom: 88px;
  border-top: 4px solid rgba(24, 35, 52, 0.72);
}

.goal-plot strong {
  margin: 8px auto 0;
  color: var(--ink-soft);
  font-size: 0.78rem;
}

.pillar-projection {
  grid-column: 1 / -1;
  display: grid;
  grid-template-columns: 0.8fr 1.2fr;
  gap: 24px;
  align-items: center;
  padding: 22px;
  background: #f7f9fc;
  border: 1px solid var(--line);
  border-radius: var(--radius);
}

.pillar-projection h3 {
  font-size: 1.6rem;
}

.pillar-projection p:not(.eyebrow) {
  color: var(--ink-soft);
}

.pillar-bars {
  display: grid;
  gap: 15px;
}

.pillar-bar-row {
  display: grid;
  grid-template-columns: 76px minmax(0, 1fr) 112px;
  gap: 12px;
  align-items: center;
}

.pillar-bar-row span {
  color: var(--ink);
  font-weight: 800;
}

.pillar-bar-row strong {
  text-align: right;
  color: var(--ink);
}

.pillar-bar-track {
  height: 12px;
  overflow: hidden;
  background: #dfe6f0;
  border-radius: 6px;
}

.pillar-bar-track i {
  display: block;
  width: 0;
  height: 100%;
  background: var(--teal);
  border-radius: inherit;
  transition: width 180ms ease;
}

.pillar-footnote {
  grid-column: 1 / -1;
  padding-top: 4px;
}

.pillar-footnote p {
  margin: 0;
  color: var(--ink-soft);
  font-size: 0.88rem;
}

.model {
  position: relative;
  background:
    linear-gradient(rgba(24, 35, 52, 0.035) 1px, transparent 1px),
    linear-gradient(90deg, rgba(24, 35, 52, 0.035) 1px, transparent 1px),
    #ffffff;
  background-size: 40px 40px;
}

.formula-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 16px;
}

.formula-card {
  display: flex;
  flex-direction: column;
  min-height: 238px;
  padding: 24px;
  background: rgba(255, 255, 255, 0.92);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: none;
}

.formula-card span {
  display: inline-flex;
  margin-bottom: 28px;
  color: var(--gold);
  font-weight: 900;
}

.formula-line {
  display: grid;
  gap: 5px;
  margin: 14px 0 16px;
  padding: 13px 0 0;
  border-top: 2px solid rgba(228, 108, 42, 0.38);
}

.formula-line strong {
  color: var(--ink);
  font-size: 0.96rem;
  line-height: 1.35;
}

.formula-line small {
  color: var(--ink-soft);
  font-size: 0.86rem;
  line-height: 1.45;
}

.formula-card p {
  margin: 0;
  margin-top: auto;
  color: var(--ink-soft);
}

.calculator {
  display: grid;
  grid-template-columns: 0.85fr 1.1fr;
  gap: 26px;
  margin-top: 26px;
  padding: 30px;
  color: var(--ink);
  background: #ffffff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: none;
}

.calculator-copy {
  align-self: center;
}

.calculator-copy h3 {
  font-size: 2rem;
}

.calculator-copy p:not(.eyebrow) {
  max-width: 440px;
  color: var(--ink-soft);
}

.calculator-form {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
}

.calculator-form label {
  display: grid;
  gap: 7px;
  color: var(--ink);
  font-size: 0.82rem;
  font-weight: 700;
}

.calculator-form input {
  width: 100%;
  min-height: 44px;
  padding: 10px 12px;
  color: var(--ink);
  background: var(--surface-muted);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  outline: none;
}

.calculator-form input:focus {
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(228, 108, 42, 0.24);
}

.calculator-results {
  grid-column: 1 / -1;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
  padding-top: 8px;
}

.calculator-results article {
  padding: 18px;
  background: var(--surface-muted);
  border: 1px solid var(--line);
  border-radius: var(--radius);
}

.calculator-results span,
.calculator-results small {
  display: block;
  color: var(--ink-soft);
}

.calculator-results strong {
  display: block;
  margin: 7px 0 4px;
  color: var(--ink);
  font-size: 1.6rem;
  line-height: 1.12;
}

.split {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 54px;
  align-items: start;
}

.reverse {
  grid-template-columns: 1.05fr 0.95fr;
}

.sticky-heading {
  position: sticky;
  top: 120px;
}

.text-link {
  display: inline-flex;
  margin-top: 20px;
  color: var(--teal);
  font-weight: 800;
  border-bottom: 2px solid currentColor;
}

.steps {
  display: grid;
  gap: 16px;
}

.step {
  display: grid;
  grid-template-columns: 72px minmax(0, 1fr);
  gap: 10px 20px;
  padding: 24px;
  box-shadow: none;
}

.step span {
  grid-row: span 2;
  color: var(--gold);
  font-size: 1.7rem;
  font-weight: 850;
}

.step p {
  margin: 0;
}

.cta-band {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  align-items: center;
  gap: 28px;
  width: min(100% - 40px, var(--max));
  margin: 0 auto;
  padding: 42px;
  color: #ffffff;
  background: var(--ink);
  border-radius: var(--radius);
}

.cta-band h2 {
  max-width: 820px;
  font-size: 2rem;
}

.trust {
  background: var(--surface-muted);
}

.benefit-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 16px;
}

.benefit-grid article {
  min-height: 210px;
  padding: 24px;
  box-shadow: none;
}

.social-proof {
  background: var(--surface-warm);
}

.reference-panel,
.price-panel,
.social-card {
  padding: 30px;
}

.partner-panel {
  position: relative;
  overflow: hidden;
}

.partner-panel::before {
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  content: "";
  height: 5px;
  background: var(--gold);
}

.partner-logo {
  width: 190px;
  max-width: 72%;
  height: auto;
  margin: 0 0 22px;
}

.quote-placeholder {
  margin-top: 26px;
  padding-top: 22px;
  border-top: 1px solid var(--line);
}

.quote-placeholder span {
  display: grid;
  place-items: center;
  width: 46px;
  height: 46px;
  color: #ffffff;
  background: var(--gold);
  border-radius: 50%;
  font-weight: 850;
}

blockquote {
  margin: 18px 0 8px;
  color: var(--ink);
  font-size: 1.22rem;
  line-height: 1.45;
}

.check-list {
  display: grid;
  gap: 10px;
  margin: 24px 0 0;
  padding: 0;
  list-style: none;
}

.check-list li {
  position: relative;
  padding-left: 28px;
  color: var(--ink-soft);
}

.check-list li::before {
  position: absolute;
  top: 0.05rem;
  left: 0;
  content: "";
  width: 18px;
  height: 18px;
  border-radius: 50%;
  background: var(--gold);
}

.check-list li::after {
  position: absolute;
  top: 0.38rem;
  left: 5px;
  content: "";
  width: 7px;
  height: 4px;
  border-left: 2px solid #ffffff;
  border-bottom: 2px solid #ffffff;
  transform: rotate(-45deg);
}

.about {
  background: #ffffff;
}

.about-grid {
  display: grid;
  grid-template-columns: 320px minmax(0, 1fr);
  gap: 48px;
  align-items: center;
}

.portrait-card {
  display: grid;
  place-items: center;
  aspect-ratio: 1;
  color: #ffffff;
  background: var(--ink);
  border-radius: var(--radius);
  box-shadow: none;
}

.portrait-card span {
  display: grid;
  place-items: center;
  width: 118px;
  height: 118px;
  border: 2px solid rgba(255, 255, 255, 0.34);
  border-radius: 50%;
  font-size: 2.7rem;
  font-weight: 850;
}

.contact {
  background: var(--surface-muted);
}

.contact-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 420px;
  gap: 44px;
  align-items: stretch;
}

.contact-copy {
  display: grid;
  align-content: center;
}

.contact-copy p {
  max-width: 620px;
}

.contact-list {
  display: grid;
  gap: 10px;
  margin-top: 26px;
}

.contact-list a,
.contact-list span {
  display: inline-flex;
  width: fit-content;
  color: var(--ink);
  font-weight: 800;
}

.social-links {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 24px;
}

.social-links a {
  display: inline-flex;
  align-items: center;
  min-height: 40px;
  padding: 9px 12px;
  color: var(--teal);
  background: var(--surface-muted);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  font-weight: 800;
}

.site-footer {
  display: flex;
  justify-content: space-between;
  gap: 18px;
  width: min(100% - 40px, var(--max));
  margin: 0 auto;
  padding: 28px 0 34px;
  color: var(--ink-soft);
  font-size: 0.92rem;
}

.site-footer p {
  margin: 0;
}

.site-footer a {
  color: var(--ink);
  font-weight: 800;
}

@media (max-width: 980px) {
  .site-header {
    grid-template-columns: auto auto;
  }

  .header-cta {
    display: none;
  }

  .nav-toggle {
    justify-self: end;
    display: block;
  }

  .site-nav {
    position: fixed;
    top: 82px;
    left: 16px;
    right: 16px;
    display: none;
    grid-column: 1 / -1;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    color: var(--ink);
    background: #ffffff;
    border: 1px solid var(--line);
    border-radius: var(--radius);
    box-shadow: var(--shadow);
  }

  .site-nav.is-open {
    display: flex;
  }

  .site-nav a {
    padding: 15px 18px;
    border-bottom: 1px solid var(--line);
  }

  .site-nav a:last-child {
    border-bottom: 0;
  }

  .hero-inner {
    grid-template-columns: 1fr;
    align-items: center;
  }

  .lead-panel {
    max-width: 620px;
  }

  .service-grid,
  .benefit-grid,
  .formula-grid,
  .pillar-results,
  .pillar-output-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .split,
  .reverse,
  .about-grid,
  .contact-grid,
  .calculator,
  .pillar-calculator,
  .pillar-projection {
    grid-template-columns: 1fr;
  }

  .sticky-heading {
    position: static;
  }

  .portrait-card {
    max-width: 320px;
  }
}

@media (max-width: 720px) {
  .site-header {
    width: min(100% - 20px, var(--max));
    margin-top: 10px;
  }

  .brand small {
    display: none;
  }

  .hero {
    min-height: auto;
  }

  .hero-inner {
    width: min(100% - 24px, var(--max));
    min-height: auto;
    padding: 118px 0 36px;
  }

  h1 {
    font-size: 3.05rem;
  }

  h2 {
    font-size: 1.85rem;
  }

  .hero-lead {
    font-size: 1.04rem;
  }

  .hero-proof {
    grid-template-columns: 1fr;
  }

  .lead-panel {
    padding: 20px;
  }

  .section {
    padding: 68px 0;
  }

  .section-inner {
    width: min(100% - 24px, var(--max));
  }

  .service-grid,
  .benefit-grid,
  .formula-grid,
  .pillar-form,
  .pillar-results,
  .pillar-output-grid,
  .pillar-summary dl,
  .pillar-bar-row,
  .calculator-form,
  .calculator-results {
    grid-template-columns: 1fr;
  }

  .pillar-calculator {
    padding: 20px;
  }

  .pillar-bar-row strong {
    text-align: left;
  }

  .step {
    grid-template-columns: 1fr;
  }

  .step span {
    grid-row: auto;
  }

  .cta-band {
    grid-template-columns: 1fr;
    width: min(100% - 24px, var(--max));
    padding: 28px;
  }

  .cta-band h2 {
    font-size: 1.55rem;
  }

  .site-footer {
    flex-direction: column;
    width: min(100% - 24px, var(--max));
  }
}